Turn Your Home Into Your Forever Home with an RP Funding Home Renovation Refinance

RP Funding can help you get the cash you need for home improvements and save you money. Find out how much you can save in Closing Costs today!

Apply for an RP Funding Home Renovation Refinance

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Apply for a Home Renovation Refinance Today

If you love your current home, but it just needs a few improvements to make it your own, RP Funding's Home Renovation Refinance is for you!

RP Funding is here to help you take your home to your perfect home with our Home Renovation Refinance. Renovation loans are the only type of loan that allows you to use the AFTER renovation value of your home, offering better rates than personal loans and longer terms. Whether you want to paint the walls, install new flooring, or revamp the kitchen, we'll help you get there!

Why pay for a high-interest personal loan when you can get a lower-interest renovation refinance? The answer is simple: You don't have to. With RP Funding's Home Renovation Refinance, you can use the future value of your home—what it will be worth after renovations—to refinance today. And with one loan, refinance your current balance plus your renovation and improvement expenses with one single mortgage.

RP Funding's Home Renovation Refinance also offers longer terms than other types of loans.

Don't let high-interest rates and short repayment windows hold you back from making your dreams come true.

Benefits of Home Renovation Refinance:

If you already own a home, you can use your equity to finance improvements and renovations with our Home Renovation Loan. Depending on when you locked in your rate with your current lender, we may even be able to lower your interest rate in the process.

With many mortgage refinance and HELOC products, you have to wait a year from purchase to use the home's full value. With our Home Renovation Loan, you can use any appreciation plus the value of the "to-be-completed" renovations immediately!

Don't let the renovations you need for your home go undone.

With RP Funding's Home Renovation Refinance, you can get access to the cash you need to make your dream house a reality without taking out multiple loans.

Calculating the Amount You Can Borrow is Easy

Current home value:


Home value after renovation:


Max amount you can borrow:


Current mortgage balance:



Renovation costs:


= Needed amount: $350,000

*Illustration does not reflect actual cash values and does not include closing costs, escrows, prepaids, or elected expenses.