Get Your Cash Back with RP Funding’s After-Purchase Mortgage*

In today's competitive real estate market, many investors and home buyers are paying cash for their homes in order to close quickly. If you’ve recently paid cash for a home, then you may be eligible to take a cash out loan immediately after purchasing your home with RP Funding’s After-Purchase Mortgage.†

The After-Purchase Mortgage Offers:

We Pay Lender Fees

Enjoy the same great rates and benefits as our traditional loan programs.

No Waiting Period

The After-Purchase Mortgage is available immediately after you close on your new home

Multiple Property Applications

The After-Purchase Mortgage is available on primary residence, second home, and investment properties.

More Financing Than Competitors

Our After-Purchase Mortgage allows investors to have up to 10 financed properties, while most lenders limit you to four!

†Disclaimer: After Purchase Mortgage program is available for up to six months after the cash purchase of a home. Six months is calculated from the date of the purchase to the disbursement date of the new mortgage loan. Original purchase transaction must have been an "arms-length" transaction. The original purchase must be documented with a Closing Disclosure confirming that NO mortgage financing was used to obtain the property. The property's title report must reflect that there are no existing liens on the property. If the funds used to purchase the home came from an unsecured loan or from a loan secured by another asset, this amount must be paid back and disbursed on the Closing Disclosure to the same source used for the purchase. Funds received as a gift and used for the purchase of the property may NOT be reimbursed with the proceeds of the new mortgage loan. The new mortgage loan amount cannot exceed the actual documented amount of the borrower's initial investment in the purchase of the property plus all closing costs, subject to maximum LTV restrictions. Some occupancy and property type combination restrictions apply. Contact a Loan Originator for complete details. Terms and conditions apply. Call for details.