After-Purchase Renovation Refinance

Ready to make your new home your forever home? RP Funding can help you get the cash you need for home improvements. Congratulations on your new home purchase! If you found your almost dream home, but it just needs a few improvements to make it your own, RP Funding's After-Purchase Renovation Refinance is for you!

Apply for an RP Funding After-Purchase Renovation Refinance

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Apply for an After-Purchase Renovation Refinance Today

RP Funding is here to help you take your new home to your perfect home with our After-Purchase Renovation Refinance. Renovation loans are the only type of loan that allows you to use the AFTER renovation value of your home, offering better rates than personal loans and longer terms.

Benefits of After-Purchase Renovation Refinance:

Depending on when you locked in your rate with your current lender, we may even be able to lower your interest rate in the process.

With many mortgage refinance and HELOC products, you have to wait a year from purchase to use the home's full value. With our After-Purchase Renovation Loan, you can use any appreciation plus the value of the “to-be-completed" renovations immediately!

Get the cash you need for renovations without taking out multiple loans. With RP Funding’s After-Purchase Renovation Refinance, you will only have one mortgage after closing.

Calculating the Amount You Can Borrow is Easy

Current home value:


Home value after renovation:


Max amount you can borrow:


Current mortgage balance:



Renovation costs:


= Needed amount: $350,000

*Illustration does not reflect actual cash values and does not include closing costs, escrows, prepaids, or elected expenses.