A Manufactured Home Refinance Could Be the Answer to the Cash You Need

RP Funding refinances Manufactured Homes, Mobile Homes, and Modular Homes that are Permanently Affixed to and Combined with Land.

Apply for an RP Funding Manufactured Home Refinance

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Apply for Manufactured Home Refinance Today

Many manufactured homeowners (mobile homeowners or even Modular Home Owners) do not realize they could be sitting on a pile of cash! If you need cash, consider an RP Funding Manufactured Home Cash-Out Refinance. Many Manufactured homes taxed as real property where the land is also owned may be eligible. A Cash-Out Refinance lets you refinance your current mortgage, borrow more than you currently owe and keep the difference (home equity) as cash. It could be a great way to unlock your hard-earned equity and get the cash you need. Apply today to see if a Cash-Out Refinance is right for you.

A cash-out refinance is one way to unlock the equity you’ve built in your house. Consider this example:

Your home is worth:



Your current mortgage is:


= Your Equity: $150,000

With a refinance, you could cash-out a portion of this equity. If you wanted to take out $60,000 in cash, your new mortgage principal amount would be the current balance of $200,000 plus $60,000 totaling $260,000.

*Illustration does not reflect actual cash values and does not include closing costs, escrows, prepaids, or elected expenses.

Is a Cash-Out Refinance Right for You?

In just 4 steps, you can have the cash you need in your pocket:

  1. Complete a basic loan application
  2. Get an appraisal to determine the value of your manufactured home and the equity available to borrow
  3. Sign the paperwork to make your new home loan official
  4. Four business days later, get a check for the funds requested

Who is Eligible?

Manufactured Home Specifics: