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This offer may sound too good to be true, and that's exactly what YOUR BANK wants you to think. Be a smart consumer and read the 7 reasons I can actually make this offer and decide for yourself!

  1. Refinancing when there are NO CLOSING COSTS** is a "NO BRAINER". By saving you money, I'm making it easy for you to say "yes" to doing business with RP Funding. We all know that time is money and by not having to spend time negotiating closing cost, we are also saving money. I know I like to save money, don't you?
  2. Unlike 93% of my competitors, RP Funding is a loan servicer. Servicers make .25% ($500 on a $200k loan) every year! As a result, we don't have to make all of our money up-front like other loan originators, we make money every year you keep the new loan. I'm happy to pay your closing costs today to get that income stream in the future.
  3. I don't have to pay out big commissions like my competitors, saving thousands per loan. Most mortgage loan officers are paid big commissions on each of their loan closings. At RP Funding, our Loan Officers are not paid for volume. They close, on average, 12-15 more loans each month than industry average because we have great deals like this one.
  4. These mortgage rates are so low, you will keep this loan for a long, long time. Since you will already have such a low rate, I am betting you will keep your loan with RP Funding longer than industry average. I'm counting on making you a customer for life with our great customer service, and this great deal. Don't just take my word for it - check out some of the testimonials of over 50 videos recorded right from the closing table. Hear our clients talk about their personal experience.
  5. I want bragging rights! I've paid out over $920,000 in closing costs a year, since I started this campaign. My goal is to get to $1,000,000 before the year ends so I can brag about it at next year's Mortgage Banker's Convention. I love to see other mortgage professionals' faces when I tell them why we are growing so fast. They already think I am nuts and they are really going to think I have lost it when I tell them how many refinances I closed while paying ALL of the closing cost.
  6. I've been doing things like this to help consumers save money for six years now. The rest of the mortgage industry thinks I'm crazy, but RP Funding is one of the fastest growing companies in Florida (so I must be doing something right). RP Funding was recognized multiple times by the Orlando Business Journal and by Florida's Governor, Rick Scott. We continued our reputation of excellence this year by earning a place on the Orlando Business Journal's Golden 100.
  7. We NEVER charge lender fees, not today, not tomorrow, not any day! (Without lender fees there are less closing costs that I have to pay) As a consumer-driven, direct lender we don't have to split our profits with brokers, branches or high commissioned loan officers. So even if you aren't in the market to refinance right now, or you're thinking about purchasing a home later on, keep us in mind. We are so confident we can save you money any day, we offer our $1,000 Best Mortgage Deal Guarantee* which means, if you find a better deal elsewhere, we will give you $1,000 after you close. So let's get started! Do your research and see I am for real. Then pick up the phone and give us a call. It's not every day you can refinance with NO CLOSING COSTS. You get all the savings with none of the costs - Toll Free (855) 773-8634

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Zero Lender fees Easy on time process Guaranteed Best Deal*

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  • Need to lower your rate or access equity from your home?Our NO Closing Cost refinance** may be just the answer for you.
  • Need to Close in 10 Days?Our closing acceleration program is here to make sure you meet your contract date.
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