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Polar Plunge

The Polar Plunge 2013

Robert Palmer and RP Funding staff show support for Seminole County Special Olympics in this years Polar Plunge!

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RP Funding's New Sign

Our new Building Sign is finally up making it easier for customers to find. Schedule your appointment today.

Saving Thousands

Advice from Robert Palmer

Robert Palmer gives consumer advice every weekend during his show "Saving Thousands" on FM 96.5 WDBO - Orlando & 98.7 WHFS - Tampa.

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Take the $1,000 Challenge

RP Funding is so confident we can give you the best deal, if you find a better offer and we can't beat it, we'll give you $1,000!

May 18, 2013 Mortgage Rates
Conventional   RATE APR*
FIXED RATE Mortgage 3.25% 3.51%
ADJUSTABLE RATE Mortgage 3.375% 3.152%
Government RATE APR*
FHA Fixed Apply Now - Guaranteed Best
VA Fixed Apply Now - Guaranteed Best
USDA Fixed Apply Now - Guaranteed Best

($25,000 Down Payment Giveaway Official Rules - Winner Announced)


"We don't charge any fees, because I don't think you should have to pay to get a mortgage"


You don't have to work with some Out-Of-State Lender to get the Best Mortgage Rates in Florida and lowest fees on a Home Loan. We are your Local (Orlando, FL Based) Discount, Direct Mortgage Lender, Call today - We will Beat ANY Competitor's Offer.


Direct Mortgage Lender - Not a Bank and Not a Broker

The big banks are so backed up with refinances, many raised their rates to slow down volume.

To a big bank you are just a number, and will most likely work with an out of state call center.

Mortgage broker fees raise the cost of your refinance, as a Direct Lender you pay no Broker Fees.

We have the authority to underwrite and close your loan, and we do it in as little as 10 days right here in Orlando, Florida.

(Mortgage Rates in Florida will not stay this low for long, and with our fast process you can get in before it's too late)

No Games, No Pushy Sales People and BBB A-Rated

Most mortgage loan officers are paid commission and make extra money by selling you a higher interest rate, not here. We don't have pushy commission sales people, you will work directly with a Salaried Credit Manager who's only concern is earning your business, not making their next big commission check. This helps us keep our rates and fees low.

Based Locally in the Central FL area

Our office is just off of Interstate 4, Exit 90B in Maitland, Florida, just outside of Orlando. We would love to meet you in person, although you are welcome to complete the entire process over the phone, it's completely up to you. We help home buyers and home owners all over Florida.

$1,000 "Best Florida Mortgage Rates" Guarantee

If you find a better loan somewhere else (which we doubt you can) and we can't beat it, we will give you a $1,000 Visa Gift Card.**



Click here & Get Started Today!




What Local Florida Realtors are saying about R P Funding:


"We have been blown away with the attention to detail and the efficiency that RP funding has provided our clients. Most of the time it is like pulling teeth with folks in the mortgage industry. RP has simplified everything letting me as a realtor and my clients breathe a little bit easier. I will recommend all of my clients to use RP Funding, hands down."

Lee Goldberg
Realtor
GCI Realty, Inc
Orlando, Florida


"During the government's $8,000 home buying credit program, I was the listing agent for a single family home in the BVL area; the buyer had been diligently trying to secure his loan, but 10 days before the closing a last minute over-site by his chosen lender made him ineligible for their loan product and the buyer's agent had no back-up. I suggested to the buyer's agent that the buyer contact RP Funding to review the buyer's qualifications, before they just walked away. RP Funding came through; saving the sale by qualifying the buyer, saving his $8,000 credit and closing the deal on time. Result: all parties to the transaction (buyer, seller and agents) were very happy.

Thanks RP!!!"

Daniel J. Lopez
Sales Agent
Hometown Realty Group, Inc


"I discovered RP Funding through an email advertisement I received. After looking at their website and speaking with Brandon Fields about their low closing costs, 10 day closings, and $1,000 guarantee, I was anxious to give RP Funding a try. I sent Brandon a client on Dec. 8th to get pre- approved and had a FULL loan approval by Dec. 17th. Amazing! Brandon Fields and his processor Jill Hoyle are fabulous to work with and they have definitely earned my business. RP Funding is the only place I will send my clients from now on!!"

Denise Rimmer
I-Net Realty
Oviedo, Florida







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Headquarters

2700 Westhall Lane Suite 120 Maitland, Fl 32751 United States

Tampa Mortgage Branch

500 N Westshore Blvd Suite 920 Tampa, Fl 33609 United States






R P Funding on LinkedIn

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RP Funding on WESH.com


Mortgage Articles and Tips

RP Funding Customer Review from Tingting Rimart

Review 1/26/12: Great Service

Review 1/11/12 by Desiree Burgos

Review by J Alan Smith Recommendations to everyone I know

Review by Susan 1/6/12

RP Funding Studios named at 93.3 FLZ in Tampa Florida

RP Funding Supports Special Olympics Polar Plunge

Review By Tony M

Review by Gavin Christie 12/5/11

Review by Tom Beckman 12/1/11 "First Home"

RP Funding and Kevin Lucas quick, no fees, knowledgable!

Review by Lynn Whelpley, Abundant Home Realty, Inc.

Review by Nathan Puhr

Review by Gilbert Hernandez

"KUDOS FOR MELISSA BARRY" Review by Howard and Debbie Skinner

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5 Mortgage Terms Every Home Buyer Should Know

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NMLS #70168 Corporate Office Located in Orlando, Florida at 2700 Westhall Lane, Suite 120 | Maitland Fl 32751. Florida Licensed Mortgage Lender.
RATE DISCLAIMER: *Conventional FIXED RATE Option Annual Percentage Rate (APR) is based on 25% Down Payment and $200,000 Loan Amount and 180 Month Term unless otherwise stated or based on borrower input. ADJUSTABLE RATE Option Annual Percentage Rate (APR) is based on 25% Down Payment and $200,000 Loan Amount 5/1 ARM with 5/2/5 Caps. FHA Fixed Rate Option Annual Percentage Rate (APR) is based on 3.5% Down Payment, $200,000 Loan Amount, 360 Month Term. VA Fixed Rate Option Annual Percentage Rate (APR) based on 0.0% Down Payment, $200,000 Loan Amount, 360 Month Term. USDA Fixed Rate Option Annual Percentage Rate (APR) based on 0.0% Down Payment, $150,000 Loan Amount, 360 Month Term. Rates and Fees are subject to change. No all borrower will qualify for best rate, advertised rates are based on 800+ Fico Score, Escrows Included in Loan, Debt to Income Ratio below 41%, no cash back at closing, and acceptable property profile. Please contact a credit manager for details.
$1,000 Mortgage Challenge/Guarantee requires minimum $100,000 loan amount and applies to Fixed Rate Loans Only. Does not apply if borrower is declined by RP Funding for not meeting credit or income program guidelines. Borrower must provide Good Faith Estimate from competing lender on the same day the competitor’s terms were offered. Does not apply to prior locks or terms. RP Funding must have an opportunity to beat the terms. In the event that RP Funding is unable to beat the terms of the competing lender, borrower must provide a HUD-1 settlement statement and the first page of mortgage note after closing, and lock-in agreement dated the same day terms were presented to RP Funding, verifying competing lender’s terms to receive $1,000. HARP Loans are not eligible for $1,000 Guarantee.