Receive a $250 Bonus for Sending in Your Required Documents Within 24 Hours

Close Faster and with Extra Cash in Your Pocket

At RP Funding, our goal is to get you to the closing table as quickly as we can, with the best deal on your new or refinanced mortgage. We know finalizing your home loan comes with a long list of requirement documents, so we’ve designed a program to reward you for staying on top of the application process.

Move Fast and Claim Your Bonus! Apply Now

With our Fast Doc Bonus, you’ll be paid $250 at the close of your loan if we receive your required documents within 24 hours of signing your intent to proceed.


Basic Documentation That May Be Required for a Mortgage

Although required documents are loan specific and will be provided to you once we receive your intent to proceed, the following is a list of the basic documentation we may request. Use this guide to help you gather relevant paperwork and information so we can fast-track your mortgage application.

Income

  • Most Recent 30 Days of Paystubs
  • Most Recent 2 Years Personal Tax Returns (all pages)
  • Most Recent 2 Years Personal Tax Returns (all pages)
  • Most Recent 2 Years Business Tax Returns (all pages)
  • Most Recent 1099
  • Social Security Award Letter
  • Most Recent 2 Years Personal Tax Returns (all pages) or Tax Exemption Letter
  • Most Recent 1099
  • Pension Award Letter
  • Most Recent 2 Years Personal Tax Returns (all pages)
  • Annuity Disbursement Letter and Full Statement
  • Most Recent 2 Years Personal Tax Returns
  • Disbursement Letter and Full Statement
  • Most Recent 2 Years 1099’s
  • Most Recent 2 Years Personal Tax Returns
  • Most Recent 6 Months of Bank Statements Showing All Deposits
  • Divorce Decree or Child Support Order (all pages)
  • Most Recent 2 Years of Personal Tax Returns (all pages)
  • Most Recent 6 Months of Bank Statements Showing All Deposits
  • Divorce Decree (all pages)
  • Most Recent 2 Years of Personal Tax Returns (all pages)

Assets

  • 2 Most Recent Bank Statements from Accounts used for Closing (all pages)
  • Completed Gift Letter Provided by RP Funding
  • Bank Statement from Gift Donor Showing the Gifted Funds (all pages)
  • 2 Most Recent Bank Statements (all pages)
  • Terms of Withdrawal
  • Purchase Contract Signed by All Parties
  • Closing Disclosure Signed by All Parties

Additional Documentation (if applicable)

  • Signed Purchase Agreement Including All Addendum
  • Homeowner's Insurance Quote
  • Short Sale Approval Letter *(if applicable)
  • Current Mortgage Statement(s)
  • Current Homeowner's Insurance Declaration Summary Page(s)
  • Current HOA Statement(s) or Letter Stating No HOA Dues Required
  • Owner's Title Policy
  • Survey
  • Current Mortgage Statement(s)
  • Current Homeowner's Insurance Declaration Summary Page(s)
  • Current Property Tax Statement(s)
  • Letter Stating Intentions with Existing Home if Purchasing a New Primary Residence
  • Current HOA Statement(s) or Letter Stating No HOA Dues Required
  • DD-214 (VA Loans Only)
  • Bankruptcy Discharge and Petition if Within 10 Years (all pages)
  • Divorce Decree if Within 10 Years (all pages)
  • Signed Letter Stating Intentions with Cash Out Refinance

The Fast Doc Bonus is just one of the many ways that RP Funding helps put cash back into your pockets.

Disclaimer: After your loan has been reviewed, additional documentation may be required to finalize your transaction.