RP Funding does not offer Real Estate Services, the agents listed here work for the top real estate companies in Florida and have agreed to take the pledge and put their clients first.
Selecting the right Real Estate Agent is one of the most important parts of the home buying process.
Search For a Real Estate Agent Who Has Taken The Pledge
| Central West | Central | Central East |
|---|---|---|
|
Marion
Sumter Lake Seminole Orange Osceola Polk Hardee Highlands |
Volusia
Brevard Indian River Okeechobee St. Lucie |
Many first time home buyers make the mistake of working with the first real estate agent they talk to, or working with a friend or family member who practices real estate "part time". When making the largest purchase of your life it's important to have a professional on your side, someone who is willing to put your needs above their own and protect your interests. At RP Funding we originate thousands of mortgages each year so we see firsthand the difference choosing the right real estate agent can make for a home buyer.
If you are a Real Estate Agent who would like to take The Pledge and be listed in our directory, please contact Melissa Barry at 321-397-4420.
Know The Pledge
Make sure your Real Estate Agent
Knows The Pledge.
Real Estate Agent Pledge
1. I will not recommend or refer clients exclusively to any one lender (including RP Funding). I will
encourage my clients to shop for the best loan and best deal.
2. I will not accept marketing fees or incentives from lenders or title companies in return for business.
If I do receive any items of value from a lender or title company, I will disclose this fact to my clients.
3. I will not steer my clients to a particular property because it pays me a higher commission. If a particular
property does offer a higher commission than others, I will disclose this fact to my clients.
4. If the real estate company I work for receives rent payments, marketing payments, or co-marketing from
any lenders or title companies, I will disclose this fact to my clients.
5. If my real estate company has a "preferred" or "in-house" lender or title company and these
designations are based on monthly payments of rent, marketing fees, etc., I will
disclose this to my clients.
6. I will advise my clients of the benefits of hiring an attorney to review their paperwork.
7. I will put my clients' interest above my own, even if it means they do not purchase a home, thereby
costing me a commission.
8. I will ensure my client understands the importance of inspections and the importance of completing
these inspections within the appropriate time frames.
9. I will inform my clients about the availability of homebuyer seminars and similar educational
opportunities.
10. If I receive commissions from or split commissions with any additional parties, I will make my clients
aware of these relationships.
NMLS #70168 Corporate Office Located in Orlando, Florida at 2700 Westhall Lane, Suite 120 | Maitland Fl 32751. Florida Licensed Mortgage Lender.
RATE DISCLAIMER: *Conventional FIXED RATE Option Annual Percentage Rate (APR) is based on 25% Down Payment and $200,000 Loan Amount and 180 Month Term unless otherwise stated or based on borrower input. ADJUSTABLE RATE Option Annual Percentage Rate (APR) is based on 25% Down Payment and $200,000 Loan Amount 5/1 ARM with 5/2/5 Caps. FHA Fixed Rate Option Annual Percentage Rate (APR) is based on 3.5% Down Payment, $200,000 Loan Amount, 360 Month Term. VA Fixed Rate Option Annual Percentage Rate (APR) based on 0.0% Down Payment, $200,000 Loan Amount, 360 Month Term. USDA Fixed Rate Option Annual Percentage Rate (APR) based on 0.0% Down Payment, $150,000 Loan Amount, 360 Month Term. Rates and Fees are subject to change. No all borrower will qualify for best rate, advertised rates are based on 800+ Fico Score, Escrows Included in Loan, Debt to Income Ratio below 41%, no cash back at closing, and acceptable property profile. Please contact a credit manager for details.
$1,000 Mortgage Challenge/Guarantee requires minimum $100,000 loan amount and applies to Fixed Rate Loans Only. Does not apply if borrower is declined by RP Funding for not meeting credit or income program guidelines. Borrower must provide Good Faith Estimate from competing lender on the same day the competitor’s terms were offered. Does not apply to prior locks or terms. RP Funding must have an opportunity to beat the terms. In the event that RP Funding is unable to beat the terms of the competing lender, borrower must provide a HUD-1 settlement statement and the first page of mortgage note after closing, and lock-in agreement dated the same day terms were presented to RP Funding, verifying competing lender’s terms to receive $1,000. HARP Loans are not eligible for $1,000 Guarantee.