"We don't charge any fees, because I don't think you should have to pay to get a mortgage"

You don't have to work with some Out-Of-State Lender to get the Best Mortgage Rates and lowest fees on a Home Loan. We are your Local (Orlando, FL Based) Discount, Direct Mortgage Lender, Call today - We will Beat ANY Competitor's Offer.

Direct Mortgage Lender - Not a Bank and Not a Broker

The big banks are so backed up with refinances, many raised their rates to slow down volume.

To a big bank you are just a number, and will most likely work with an out of state call center.

Mortgage broker fees raise the cost of your refinance, as a Direct Lender you pay no Broker Fees.

We have the authority to underwrite and close your loan, and we do it in as little as 10 days.

(Interest Rates will not stay this low for long, and with our fast process you can get in before it's too late)

No Games, No Pushy Sales People and BBB A-Rated

Most mortgage loan officers are paid commission and make extra money by selling you a higher interest rate, not here. We don't have pushy commission sales people, you will work directly with a Salaried Credit Manager who's only concern is earning your business, not making their next big commission check. This helps us keep our rates and fees low.

Based Locally in the Central FL area

Our office is just off of Interstate 4, Exit 90B in Maitland, Florida, just outside of Orlando. We would love to meet you in person, although you are welcome to complete the entire process over the phone, it's completely up to you.

$1,000 "Best Mortgage Rates" Guarantee

If you find a better loan somewhere else (which we doubt you can) and we can't beat it, we will give you a $1,000 Visa Gift Card.**